Defending Collection and Foreclosure Suits

Are you being foreclosed upon? Threatened with a wage garnishment? Are you sure you owe the money creditors are trying to collect? Are you being harassed by your creditors at home or at work?

Attorney John W. Gibson has over 25 years of experience defending clients throughout the Pittsburgh metro and surrounding areas in collection and foreclosure suits.

Ideally, it is advisable to contact us before a suit is initiated, as you may have more options available, including options outside of bankruptcy*. We offer a free phone consultation to discuss your issues and how we can help you. We offer the highest level of personal service, from an experienced attorney who is nonjudgmental. Our goal is to get you back in a position where you have breathing room and can once again enjoy your life.

For information about our qualifications and our service, please visit our Firm Overview page.

You May Not Owe Those Debts
In Pennsylvania, there is a four-year statute of limitations governing the collection of your debts. Unfortunately, many creditors or companies who purchase bad debt continue to threaten you or attempt to collect the debt. If you are being harassed over an old debt, contact us; we can assist you in determining if your debt is collectible and, if not, we can take steps to stop any collection and harassment regarding that debt.

Fair Debt Collection Practices Act – FDCPA
The Fair Debt Collection Practices Act (FDCPA) and the state equivalent (the Fair Credit Extension Uniformity Act (FCEUA)) govern the conduct of debt collectors and unfair debt collection practices. If you are being constantly harassed, or if debt collectors are threatening you with jail or talking to your work associates or neighbors, they may be violating one of these laws. Learn your rights.

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